Estate Plan Studio - Secure Estate Planning

1. GENERAL INFORMATION

1.1 ESTATE PLAN STUDIO SERVICES

These Terms of Service (these "Terms") contain the general terms and conditions on which Estate Plan Studio ("Estate Plan Studio", "us", "our" or "we") supply, and under which you may use, the content, products and/or services available via the estateplanpro.com website (the "Website"), through applications we distribute for use on mobile devices (the "Apps") or via other delivery methods to you (the Website and such content, products, services are collectively referred to herein as the "Service" or "Services", which may be updated from time-to-time at the sole discretion of Estate Plan Studio).

Please read these terms and conditions carefully before accessing or ordering any Services from the Website or downloading any Apps from any third-party App stores (e.g., the Apple App Store, the Android Play Store, etc.). By using the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms, including the provisions regarding arbitration, class action waiver, disclaimers, and limitations of liability.

You further acknowledge that you have read, understood, and agree to be bound by our Privacy Policy and all other supplementary terms or Estate Plan Studio policies incorporated herein by reference.

In these terms, the term "Device" refers to the device which is used to access and use the Services and/or Apps, including but not limited to computers, smartphones, and tablets; and the term "you" refers to the user of the Services.

When you order ("Order") any Services, download any Apps, or otherwise use or access the Services, you agree to be bound by these Terms and all applicable laws, rules, and regulations. You may also be asked to click "I accept" at the appropriate place prior to your purchase, access to, or use of the Services. At such time, if you do not click "I accept", you may not be able to complete such purchase or gain such access.

By using the Services or Apps, you indicate that you accept these Terms and that you agree to abide by them. If you do not agree to these Terms, you must refrain from using the Services and/or Apps.

You must be 18 years of age, or the age of majority in your province, territory, or country, to use the Services or Apps. Individuals under the age of 18, or the applicable age of majority (each, a "Minor"), may utilize the Services and Apps only with the involvement and consent of a parent or legal guardian, under such person's account and otherwise subject to these Terms. If you are a parent or legal guardian of a Minor, you agree to bind the Minor to these Terms and to fully indemnify and hold us harmless if the Minor breaches any of these Terms.

Our contact email address is support@estateplanpro.com. All correspondence to Estate Plan Studio, including any queries you may have regarding your use of the Services or these Terms, should be sent to this contact email address.

1.2 ORDERS

(a) Subject to the terms and conditions contained in these Terms, you may order certain Services by entering into one or more Orders. Orders may be entered into by you via the Services interface, or by written agreement or order form executed by you and an authorized representative of Estate Plan Studio. Unless otherwise specified in the applicable Order, subscriptions are for designated users only and cannot be shared or used by more than one user. You agree that your purchases hereunder are neither contingent on the delivery of any future functionality or features nor dependent on any oral or written public comments made by Estate Plan Studio regarding any future functionality or features. If there is any inconsistency between an Order and these Terms, the Order controls.

(b) These Terms and the Order set out the whole agreement between you and us for the supply of the Services. In order to participate in certain Services, you may be required to agree to additional terms and conditions; those additional terms are hereby incorporated into these Terms. Where such terms are inconsistent with these Terms, the additional terms shall control.

(c) Please check that the details in these Terms and on the Order are complete and accurate before you use or commit yourself to purchase the Services. If you think that there is a mistake, please make sure that you ask us to confirm any changes in writing.

1.3 CHANGES TO TERMS

We may modify these Terms at any time. When that happens, we will post the revised version on this page and update the "Last Updated" date. If a change is material—meaning it significantly affects your rights or obligations—we will also use a method reasonably calculated to reach you, such as an e-mail to the address in your account profile, an in-product banner, pop-up, push notification, or any other method allowed by law.

Where applicable law requires advance notice (for example, certain auto-renewal or price-increase rules), we will provide at least the legally required notice period; otherwise, the revised Terms take effect upon posting. Your continued use of the Services or Apps after the effective date constitutes your acceptance of the revised Terms. If you do not agree to the new Terms, you must stop using the Services before they become effective and, if you have a paid subscription, you may cancel it through your account settings. You are responsible for keeping your contact information current so we can deliver any required notice.

2. MEMBERSHIPS AND SUBSCRIPTIONS

2.1 BECOMING A MEMBER

(a) You may sign up as a registered user of the Services free of charge (a "Member"). To become a Member, you need to go to the relevant section of the Services, then submit your email address to us, and create a password to be used in conjunction with that email address. You are responsible for maintaining the confidentiality of your account and password and for restricting access to your Device.

(b) In the course of your use of the Services, you may be asked to provide certain personalized information to us (such information is referred to hereinafter as "User Information"). Our information collection and use policies with respect to the privacy of such User Information are set forth in the Estate Plan Studio Privacy Policy. You acknowledge and agree that you are solely responsible for the accuracy and content of User Information, and you agree to keep it up to date.

(i) You are legally capable of entering into binding contracts;
(ii) All registration information you submit is truthful and accurate;
(iii) You will maintain the accuracy of such information; and
(iv) Your use of the Services does not violate any applicable law or regulation.

2.2 MEMBERSHIP

You are responsible for maintaining the confidentiality of your account, password, and other User Information and for restricting access to your Device to further help protect such information. You are responsible for updating your User Information. As an Estate Plan Studio Member, you will receive access to certain sections, features, and functions of the Services that are not available to non-members. Estate Plan Studio memberships and subscriptions are not transferable and therefore cannot be sold, exchanged, or transferred in any way whatsoever without Estate Plan Studio's express written consent.

2.3 SUBSCRIPTIONS

(a) Estate Plan Studio Members may access the Services in multiple ways including:

(i) "Free Tier" means a limited version of the Services free of charge. This version may include feature limitations, usage caps, and platform restrictions. Access to the Free Tier is provided at our sole discretion, is not guaranteed, and may be modified or terminated at any time without notice.
(ii) "Paid Subscription": a subscription fee-based program, which gives access to additional features including and beyond the Free Tier, as further described on the Website.
(iii) "Free Trial" means a promotional, time-limited, no-charge subscription offer that gives you access to additional features including and beyond the "Free Tier."

(b) IMPORTANT NOTICE – AUTOMATIC RENEWAL: Subscription terms will automatically renew for additional periods equal to the expiring subscription term unless you cancel in accordance with the cancellation terms. Upon such renewal, Estate Plan Studio or our third-party payment partners will charge your payment method with the applicable subscription fee and any taxes that may be imposed on your payment.

(c) CANCELLING: You may cancel your subscription at any time by initiating a cancellation through your Estate Plan Studio account settings. Please note that subscription fees until the expiration of your then-current subscription term will not be refunded, in whole or in part, subject to applicable law.

3. ESTATE PLANNING SERVICES DISCLAIMER

IMPORTANT: Estate Plan Studio provides document templates, educational information, and AI-powered guidance to help you create estate planning documents. However, Estate Plan Studio is NOT a law firm and does NOT provide legal advice.

The information and documents generated through our Services are for informational and self-help purposes only. They are not a substitute for professional legal advice from a qualified attorney licensed in your jurisdiction.

Estate planning laws vary significantly by state and country. We strongly recommend that you:

Consult with a licensed attorney before executing any estate planning documents
Have your documents reviewed by legal counsel familiar with your jurisdiction's requirements
Understand that improperly executed documents may not be legally valid
Recognize that our AI assistant provides general guidance, not personalized legal advice

By using our Services, you acknowledge and agree that Estate Plan Studio shall not be held liable for any consequences arising from the use of documents created through our platform without proper legal review.

4. ACCESSING AND USING THE SERVICES

Subject to your compliance with these Terms, including but not limited to your payment of all applicable fees, Estate Plan Studio grants you, during the relevant Subscription Term, a limited, non-exclusive, non-transferable, revocable license to access and make personal use of the Services for which you have subscribed. You acknowledge and agree that the Services are provided under license, and not sold.

You agree that you will not, and you will not assist or permit any third party to:

(a) Copy, store, reproduce, transmit, modify, alter, reverse-engineer, emulate, de-compile, or disassemble the Services in any way, or create derivative works of the Services;
(b) Rent, lease, loan, make available to the public, sell, or distribute the Services in whole or in part;
(c) Tamper with the Services or circumvent any technology used by Estate Plan Studio to protect any content;
(d) Use the Services in a way that violates applicable law or these Terms;
(e) Use the Services to impersonate any other person or for any fraudulent purpose;
(f) Engage in any automated use of the Services, such as using scripts or bots;
(g) Attempt to probe, scan, or test the vulnerability of the Services or breach any security measures;
(h) Upload or transmit any content that is illegal, harmful, threatening, or otherwise objectionable.

5. USER CONTENT AND DATA

The Services allow you to submit personal and sensitive information for the purpose of creating estate planning documents ("User Content"). You retain all ownership rights in your User Content. By submitting User Content, you grant Estate Plan Studio a limited license to process your data solely for the purpose of providing the Services.

You represent and warrant that:

You have the right to provide the User Content you submit
Your User Content does not infringe any third party's rights
Your User Content is accurate and complete to the best of your knowledge

We implement industry-standard security measures including AES-256 encryption to protect your User Content. However, no method of transmission over the Internet is 100% secure. Please see our Privacy Policy for more details on how we protect your data.

5.5 CUSTOM TEMPLATE INTEGRATION SERVICES

5.5.1 Integration Fee

If you request that Estate Plan Studio integrate your own custom templates, forms, or documents into the Services ("Custom Template Integration"), you acknowledge and agree that such integration is subject to a separate fee as determined by Estate Plan Studio at its sole discretion. The applicable fee will be communicated to you prior to integration, and you must agree to pay such fee before any Custom Template Integration work commences. Custom Template Integration fees are non-refundable once integration work has begun.

5.5.2 User Indemnification for Custom Templates

BY REQUESTING CUSTOM TEMPLATE INTEGRATION, YOU AGREE TO INDEMNIFY, DEFEND, AND HOLD HARMLESS ESTATE PLAN STUDIO, ITS AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, AND SERVICE PROVIDERS FROM AND AGAINST ANY AND ALL CLAIMS, ACTIONS, SUITS, PROCEEDINGS, LOSSES, DAMAGES, LIABILITIES, COSTS, AND EXPENSES (INCLUDING REASONABLE ATTORNEYS' FEES AND COURT COSTS) ARISING OUT OF OR RELATING TO:

(a) Any dispute, claim, or lawsuit brought by any third party arising from or related to the content, validity, enforceability, or use of your custom templates;
(b) Any alleged or actual infringement of intellectual property rights, including but not limited to copyrights, trademarks, or trade secrets, in connection with your custom templates;
(c) Any conflict, ambiguity, error, or deficiency in the legal language, structure, or provisions contained within your custom templates;
(d) Any claim that your custom templates fail to comply with applicable laws, regulations, or legal requirements in any jurisdiction;
(e) Any harm, loss, or damage suffered by end users or beneficiaries as a result of relying on documents generated using your custom templates.

This indemnification obligation shall survive the termination of your account and these Terms. You acknowledge that Estate Plan Studio does not review, verify, or validate the legal accuracy, sufficiency, or enforceability of any custom templates you provide, and that you bear sole responsibility for ensuring your custom templates comply with all applicable laws and meet the needs of their intended users.

6. PROPRIETARY RIGHTS

Unless otherwise specified, the Services and all materials (including software and content) contained in the Services are owned by Estate Plan Studio or our affiliates and/or third-party licensors. All rights not expressly granted herein are reserved.

Estate Plan Studio®, the Estate Plan Studio logo, and all other Estate Plan Studio product or service marks are trademarks of Estate Plan Studio. All other trademarks, logos, and company names displayed on the Services are the property of their respective owners.

7. DISCLAIMERS AND LIMITATIONS OF LIABILITY

THE SERVICES AND THEIR CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. ESTATE PLAN STUDIO MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ESTATE PLAN STUDIO SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR USE OF THE SERVICES.

IN NO EVENT SHALL ESTATE PLAN STUDIO'S TOTAL LIABILITY TO YOU EXCEED THE AMOUNTS PAID BY YOU TO ESTATE PLAN STUDIO DURING THE SIX (6) MONTHS PRECEDING THE DATE ON WHICH THE CLAIM FIRST ACCRUED.

8. INDEMNIFICATION

You agree to defend, indemnify, and hold harmless Estate Plan Studio and its directors, officers, employees, and agents from and against any and all claims, liabilities, costs, and expenses, including reasonable attorneys' fees, arising from your use of the Services, your User Content, or your breach of these Terms.

9. DISPUTE RESOLUTION AND ARBITRATION

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS.

By agreeing to these Terms, you agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Services shall be resolved through binding arbitration, rather than in court. You acknowledge that you are waiving the right to a trial by jury and the right to participate in a class action.

Before initiating arbitration, you must first attempt to resolve any dispute informally by contacting us at legal@estateplanpro.com. If we are unable to resolve the dispute within 30 days, either party may initiate binding arbitration.

10. GENERAL PROVISIONS

10.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions.

10.2 Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

10.3 Entire Agreement

These Terms, together with our Privacy Policy and any other agreements expressly incorporated by reference, constitute the entire agreement between you and Estate Plan Studio concerning the Services.

10.4 Contact Information

If you have any questions about these Terms, please contact us at:

Estate Plan Studio, Inc.
Email: legal@estateplanpro.com
Support: support@estateplanpro.com